How to File a Claim for SSS Employees’ Compensation (EC) Benefits

Employees’ Compensation (EC) benefits provide essential financial support for private sector employees who experience work-related illnesses, injuries, or fatalities. These supplement standard SSS benefits, offering additional security for employees and their families during difficult times.

EC benefits cover a range of financial needs, including medical reimbursements, income support for disabilities, and funeral aid. Learn how to file for your EC claim at the SSS by reading until the end of this blog. 

EC claim filing
Credits: ECC / Facebook

Understanding EC Benefits

Employees’ Compensation benefits are designed to provide financial assistance to employees who have encountered work-connected disabilities, sickness, or injuries, and to the families of workers who have died due to work-related incidents. These are important as they offer an extra layer of financial security in addition to the standard SS benefits.

Significance of the Claim

This topic is significant in the Philippines because it empowers Filipino workers and their families to navigate the Employees’ Compensation (EC) program efficiently. According to the Employees’ Compensation Commission (ECC), workers are entitled to a range of benefits in case of work-related sickness, injury, or death.  Republic Act No. 8282, also known as the Social Security Law, mandates the SSS to administer this program. Data from the SSS indicates that thousands of Filipinos avail themselves of EC benefits annually, highlighting the program’s significance in providing financial aid and security during unforeseen circumstances.

Legal Basis

The provision for EC benefits is anchored in Philippine labor laws, ensuring that workers are compensated for accidents or health issues caused directly by their employment conditions. This legal protection is an essential part of the country’s commitment to worker welfare.

Detailed Benefits Overview

Employees who qualify for EC benefits can expect the following:

  • Medical reimbursements
  • Income benefits for temporary to permanent disability
  • Carer’s allowances
  • Funeral and death benefits, which include a lump sum payment alongside a pension

Eligibility and Qualifications

To be eligible for EC benefits, you must be a private sector worker who has experienced a work-related illness, injury, or disability. Family members can apply in the unfortunate event of a work-connected death.

Requirements for Filing a Claim

The requirements for filing a claim include:

  • A certificate of employment detailing the worker’s duties at the time of the incident.
  • For sickness claims, a pre-employment medical check or a certification of fitness at hiring.
  • For injury claims, an accident report from the supervisor and the HR officer.
  • For death claims, certified true copies of the death certificate, marriage contract (if applicable), and birth certificates of dependents.

Step-by-Step Guide on Filing Your EC Claim from SSS

  1. Where to File: File your claim at the nearest SSS branch to your workplace or residence. Clearly state that your claim is for EC benefits.
  2. When to File: Submit your claim within three years from the date of the incident.
  3. Forms to Complete:
    • For sickness or accident: SS Forms B300 and B309, and CLD-9A if separated.
    • For death: DDR Forms including DDR-1, Filer’s Affidavit, and EC Form BPN-105.
    • For disability: DDR-1 and SS Form MMD-102.
    • For medical reimbursement: EC Form B301 after initial claim approval.
  4. Submit Required Documents: Along with the completed forms, submit the required supporting documents as specified above.
  5. Follow Up: Keep track of your claim by following up with the SSS office or checking online. Patience is key as processing times can vary.

Additional Resources and Help

For further assistance, you can visit the Employees’ Compensation Commission (ECC) website or contact their regional offices. The ECC provides additional support and information for claimants across different regions.

Recent Updates

Unremitted Contributions to SSS Decrease as Delinquent Employers Face Legal Action

The Social Security System has reported a decline in unremitted contributions from delinquent employers in 2023 compared to the previous year. This decrease is attributed to the SSS’s efforts in pursuing delinquent employers through legal action and the implementation of the Run After Contribution Evaders (Race) Campaign. The agency’s intensified efforts have resulted in increased collections and a stronger push for employers to fulfill their obligations. (Sun Star)

SSS and Bureau of Customs Sign MOA to Extend Social Security Coverage

The Social Security System and the Bureau of Customs (BOC) – Region IX have entered into a Memorandum of Agreement (MOA) to extend social security coverage to 16 Job Order (JO) and Contract of Service (COS) workers in Zamboanga City. Under the agreement, these workers will be registered as SS self-employed members, with their monthly contributions remitted through automatic salary deductions. This aims to ensure social security benefits for these workers and promote financial security.

Temporary Government Workers to Receive SSS Coverage Through KaSSSangga Collect Program

SSS President and CEO Rolando Ledesma Macasaet has announced that temporary government workers will now be included in the Social Security System coverage through the KaSSSangga Collect Program. Under this program, these workers will be registered as self-employed members, with their organizations responsible for collecting and remitting their contributions to the agency. This move aims to provide social security benefits and protection for temporary government workers.

SSS and Irish Embassy Sign Pact for Social Security Coverage of Filipino Employees

The Social Security System and the Irish Embassy in Manila have signed an agreement to provide social security coverage and employees’ compensation benefits to Filipino employees working at the embassy. Under the pact, the embassy will shoulder the employer share of SS contributions, allowing employees to access various benefits and loan programs. This collaboration aims to ensure social security protection for Filipino workers in the embassy and encourages other foreign missions to follow suit.

Join the #UsapangSSS Live for Questions on SSS Employee’s Compensation Program

The SSS is hosting a live session called #UsapangSSS to address inquiries about the Employee’s Compensation Program. This session aims to provide information and answer questions related to the program, ensuring that members have a better understanding of their entitlements and benefits. Join the live session to get your queries addressed by agency representatives.


Understanding and accessing your EC benefits are essential to ensuring you and your family are protected during difficult times. Although the process may seem daunting, knowing your rights and the steps involved can make it manageable and ensure you receive the support you deserve.

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