SSS Disability Benefits

Did you know that one of the three maximal ways you can benefit from your SSS membership is through the SSS Disability Benefit? This program is designed as financial assistance for members who suffer from either partial or total permanent disability. It’s an important support system that provides a monthly pension or a lump sum payment, helping those who can no longer earn a living due to their impairment to maintain a semblance of financial stability.

Targeted at permanently disabled members, the SSS Disability Benefit is essential for those who have contributed to the SSS before their impairment. It offers not just a financial safety net but also additional allowances and PhilHealth hospitalization benefits to ensure the well-being of the beneficiaries. When embarking on this application process, members can expect a straightforward procedure, requiring specific documents and a period of evaluation. Ultimately, this benefit underscores the SSS’s commitment to upholding the quality of life for its members in the face of adversity.

disability benefit

What is the SSS Disability Benefit?

The SSS Disability Benefit is a financial assistance program for members who face partial or total permanent impairment. It serves as a lifeline, providing either a monthly pension or a one-time lump sum payment, ensuring that members who can no longer work due to their condition still have a means of support.

Significance of the Benefit

The Social Security System (SSS) Disability Benefit holds immense importance in the Philippines, providing timely financial support to individuals who suffer from lasting disabilities due to injury or illness. This benefit is a lifeline for those unable to return to work and earn a living. The SSS offers two types of cash benefits for disabled members: monthly disability pension and a one-time lump sum benefit. To qualify for the monthly pension, a member must have paid at least 36 monthly SSS contributions before the semester of disablement. For those with fewer contributions, the lump-sum payment option is available. Additionally, disability pensioners receive a monthly supplemental allowance, an additional benefit, and a 13th-month pension. The PhilHealth hospitalization benefits are also extended to eligible pensioners and their dependents. The significance of this benefit lies in its ability to provide financial stability and dignity to those grappling with permanent disabilities, ensuring their well-being and quality of life. For instance, a qualified pensioner with 10 credited years of service receives a total monthly benefit of PHP 2,850, comprising disability pension, supplemental allowance, and additional disability benefit.

Legal Basis

The legal basis for the SSS Unemployment Benefit in the Philippines is Republic Act 11199, also known as the Social Security Act of 2018. This act provides for unemployment insurance or involuntary separation benefits to qualified members. The benefit is equivalent to 50% of the member’s average monthly salary credit for a maximum of two months, as stipulated under Section 14-B of the act.


Eligible members can look forward to:

  • Monthly disability pension for those with at least 36 monthly contributions.
  • Lump-sum payment for members with less than 36 contributions or those with disabilities lasting less than a year.
  • Additional perks include:
    • PHP 500 monthly supplemental allowance.
    • PHP 1,150 additional benefit.
    • 13th-month pension payable every December.
    • PhilHealth hospitalization benefits, under specific conditions.

Eligibility / Qualifications

  • Permanently Disabled SSS Members: Must have at least one-month SSS contribution before the semester of disablement.
  • Partial Disabilities: Include loss of limbs, ears, hearing, or sight of one eye.
  • Total Disabilities: Cover blindness in both eyes, loss of two limbs, complete paralysis, or brain injury resulting in imbecility or insanity.


Submitting your claim involves:

  • Disability Claim Application Form.
  • SSS Medical Certificate Form.
  • Photo and Signature Card.
  • Valid IDs or documents for identity verification.
  • Supporting medical documents.
  • Bank account details for benefit disbursement.

Step-by-Step Guide to Avail of Disability Benefit

  1. Prepare your documents: Collect all necessary forms, IDs, and medical evidence.
  2. Visit an SSS branch: A medical specialist will review your case and might request additional documents.
  3. Undergo a physical exam: Conducted by SSS’s supervising physician to confirm your disability status.
  4. File your claim: Either personally or through a representative, with required documents and bank details.
  5. Wait for processing: Usually takes one to two months. SSS will then notify you about your benefit amount and withdrawal details.

Recent Updates

New Guidelines for Annual Confirmation of Pensioners (ACOP)

The Social Security System (SSS) has issued updated guidelines and procedures for the Annual Confirmation of Pensioners (ACOP). Pensioners are reminded that their birth month corresponds to their ACOP month. Compliance with these guidelines ensures uninterrupted pension disbursement.

SSS and Barangay Manggahan, Pasig City Sign MOA for Social Security Protection of Barangay Workers and Officials

In a significant move, the Philippine Social Security System (SSS) and Barangay Manggahan, Pasig City have signed a Memorandum of Agreement (MOA) to ensure the social security protection of barangay workers and officials. This partnership allows Barangay Manggahan to participate in the SSS KaltaSSS-Collect Program, providing comprehensive social security coverage for its employees in times of sickness, maternity, disablement, death, and old age. This is a step towards securing the welfare of barangay employees as they age.

SSS Introduces Online Application for Disability Benefit

The Social Security System (SSS) now allows applicants to conveniently file for Disability Benefit online via My.SSS. This streamlined service enables users to submit supporting documents digitally, simplifying the application process.

SSS Introduces Online Application for Disability Benefit

The Social Security System (SSS) now allows applicants to conveniently file for Disability Benefit online via My.SSS. To register, visit here. This streamlined service enables users to submit supporting documents digitally, simplifying the application process.


Disability Benefit: Financial Support for Members with Physical or Mental Impairments

In the event that a member experiences a temporary or permanent physical or mental injury or impairment, they are eligible to receive a monthly pension or lump sum amount as disability benefits. This financial support aims to provide assistance and stability to individuals facing challenges due to their disabilities.

Circular on Updated Documentary Requirements for Disability Claims

The Social Security System (SSS) has recently updated the documentary requirements for disability claims. To apply, applicants must submit the Disability Claim Application (DisCA) Form, their photo and signature, and the attending physician’s Medical Certificate, which should be issued within six months from the filing date and include the physician’s full name, PRC number, clinic address, contact information, and a history of present illness and complete diagnosis. For a comprehensive list of additional supporting documents, please refer to SSS Circular No. 2022-013.


Video: What you need to know about the SSS Disability Benefit

The SSS Disability Benefit is a program that provides financial support to eligible members who are unable to work due to an impairment. To qualify for this benefit, individuals must have paid a certain number of monthly contributions. There are two types of disability benefits available: a monthly pension and a lump sum amount. The application process involves submitting the necessary documents to the Social Security System (SSS) and awaiting approval. For more detailed information on eligibility criteria, benefit types, and the application process, it is recommended to consult the official SSS website or contact their support directly.



The SSS Disability Benefit provides a safety net for Filipinos facing the challenges of impairment. While the process may seem daunting at first, understanding the what, why, and how makes it manageable. By following the outlined steps and preparing the necessary documents, eligible SSS members can access the financial support they need during their time of need. Remember, it’s not just about receiving financial aid; it’s about reclaiming a sense of stability and hope for the future.

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