GSIS Retirement Benefits for Members

The GSIS Retirement Benefit stands as a cornerstone of financial security for government employees in the Philippines, offering an array of benefits tailored to support individuals throughout various phases of their career and into retirement. Anchored by key legislation like Republic Act 8291 and several others, this program ensures legal rigor and wide-ranging coverage from life insurance to a suite of retirement options.

Each program within the structure of the agency—such as the lump sum and lifetime pension options under RA 8291 or the combined benefits of GSIS and SSS under the Portability Law—aims to meet diverse needs, making it an essential tool for current and former public sector workers aiming for a stable financial future. Whether you’re planning ahead or nearing retirement, understanding the breadth of these benefits can make a significant difference in your retirement planning.


What is the GSIS Retirement Benefit?

The Retirement Benefit is part of a social insurance institution designed exclusively for employees of government agencies and public sectors in the Philippines. This system aids employees by offering a range of benefits, which include life insurance, retirement, and more, ensuring support during various stages of their career and beyond.

Legal Basis

The retirement programs under this esteemed agency are grounded in various Philippine laws, ensuring they are legally structured and mandated. These include:

  • Republic Act 8291: Also known as the Government Service Insurance System Act of 1997, it modernized and further expanded GSIS coverage.
  • Republic Act 660 (Magic 87) and Republic Act 1616: Earlier acts that provided specific retirement benefits.
  • Presidential Decree 1146: This outlines benefits for those who served in public service during specified dates.
  • Republic Act 7699 (Portability Law): Allows for the portability of service credits between GSIS and the Social Security System (SSS), enhancing benefit accessibility.

Benefits of GSIS Retirement Programs

Each program under the GSIS Retirement Benefit has unique advantages:

  1. Retirement Under RA 8291: Offers a five-year lump sum followed by a lifetime pension.
  2. Retirement Under RA 660 (Magic 87): Provides a combination of lifetime pension and annuity.
  3. Retirement Under RA 1616: Features a refund of premiums paid plus a gratuity from the employer.
  4. Retirement Under PD 1146: Eligible members can choose between a cash payment or a Basic Monthly Pension.
  5. Retirement Under RA 7699 (Portability Law): Facilitates the combination of service periods under both GSIS and SSS for broader coverage.

Eligibility / Qualifications

To qualify for these benefits, one must be:

  • A member of GSIS, typically a current or former employee of a government agency or public sector.
  • Of official retiring age or meet specific service period requirements as defined in the applicable laws.
  • In good standing with required contributions as stipulated by the agency’s regulations.


Before applying for retirement benefits, ensure you have the following:

  • Official membership documentation.
  • Proof of age and service (e.g., birth certificate, service record).
  • Latest service record and contribution payment slips.
  • Duly filled application forms available through the agency.

Step-by-Step Guide on How to Benefit from GSIS Retirement Programs

  1. Review Your Eligibility: Confirm that you meet the qualifications for the specific retirement program you are interested in.
  2. Gather Necessary Documents: Collect all required documents as listed above.
  3. Visit GSIS Office or Website: Either visit a local GSIS office or their official website to access application forms.
  4. Submit Your Application: Fill out and submit your application along with all required documentation.
  5. Follow Up: Keep in touch with the agency for updates regarding the status of your application.
  6. Receive Benefits: Upon approval, you will start receiving benefits according to the terms of the specific program.

Further Assistance

For more detailed information or specific inquiries, visiting the official GSIS website or contacting their support services is recommended.

Recent Updates

GSIS Pre-Retirement Seminar for NCR Members

GSIS is organizing a Pre-Retirement Seminar for its National Capital Region (NCR) members on April 19, 2024. The first 500 registrants will receive the Zoom link, and those who missed out can try registering for the next month’s schedule.

GSIS Touch App Faces User Challenges

While the GSIS Touch App offers convenience with features like facial recognition and online submission, some users have encountered difficulties. Challenges include issues with facial recognition, scheduling problems for the Annual Pensioners Information Revalidation (APIR) process, and concerns over obtaining the required picture.

GSIS Introduces Facial Authentication for APIR

GSIS has introduced Facial Authentication for the Annual Pensioners Information Revalidation (APIR) process. Pensioners are encouraged to use the GSIS Touch App, enter their BP number and Date of Birth, and follow the on-screen instructions to capture a live selfie. Upon successful completion, pensioners are congratulated for finishing the APIR.

GSIS Encourages Members and Pensioners to Update GSIS Touch App for Enhanced Features

The agency advises its members and pensioners to update their GSIS Touch App to access the latest upgrades and features. The app now offers improvements such as a revised appearance for “Premium Arreargages,” the ability to view loan amortization schedules, and the availability of one-time PIN (OTP) via email for U.S.-based members.

GSIS TOUCH App Now Accessible for Pensioners in the USA and Singapore

Pensioners in the United States of America (USA) and Singapore can now avail themselves of the GSIS TOUCH app. However, Singapore-based pensioners are advised to pre-install the app in the Philippines before traveling to Singapore.



The GSIS Retirement Benefit offers a robust safety net for government employees, providing substantial financial security during their old age. By understanding and utilizing these benefits effectively, eligible individuals can enjoy their so-called golden years with peace of mind, knowing they are financially secure.

Whether you are nearing retirement or planning early, taking the time to understand these benefits can significantly impact your future well-being and security.

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