Unified Multi-Purpose ID (UMID)

The Unified Multi-Purpose ID (UMID) is a key offering by the Philippine government to streamline transactions across various government agencies including the Social Security System (SSS), Government Service Insurance System (GSIS), Philippine Health Insurance Corporation (PhilHealth), and the Home Development Mutual Fund (Pag-IBIG Fund). This all-in-one identification card aims to simplify and modernize the way Filipinos access government services, offering benefits such as ease of transactions, direct and secure benefit transfers, cashless shopping, and 24/7 banking access. 

Eligibility extends to SSS, GSIS, and PhilHealth members, including specific groups like death survivorship pensioners and house helpers, under certain conditions. Applicants can expect a straightforward process involving submission of required documents, data capture for photo, fingerprints, and signature, followed by waiting for the card’s delivery. Additionally, an option to upgrade to a UMID ATM Pay Card is available for a more integrated banking experience, with incentives like e-Gift Certificates and the chance to win exciting prizes.

Credits: Joel Quilang / Google Maps, SSS

Understanding the UMID

The UMID serves as the standard government-issued identification card for Filipinos, integrating the identification systems of the Social Security System (SSS), Government Service Insurance System (GSIS), Philippine Health Insurance Corporation (PhilHealth), and the Home Development Mutual Fund (Pag-IBIG Fund). It aims to simplify transactions with government agencies by providing a single ID for multiple purposes.

Legal Foundation

The UMID is backed by a robust legal framework designed to consolidate the ID systems of the major government agencies, ensuring a more organized and unified approach to citizen identification.

Key Benefits of the UMID

  • Ease of Transactions: Streamlines dealings with government agencies.
  • Direct and Secure Benefits Transfer: Facilitates the direct and secure transfer of loan proceeds, claims, and refunds.
  • Cashless Convenience: Acts as a debit card for cashless transactions in retail and online outlets.
  • 24/7 Banking Access: Offers round-the-clock access to funds through ATMs or online banking.

Who is Eligible?

  • SSS members with at least one month of contribution and a valid Date of Coverage.
  • GSIS members based on current employment status.
  • PhilHealth members, specifically indigents not covered by SSS or GSIS.
  • Death survivorship pensioners and house helpers under certain conditions.

What You Need to Apply

  • UMID Card Application Form: Complete with no erasures or alterations.
  • Valid Identification: Proof of identity and SSS membership.
  • Contact Information: At least one method for SSS to communicate the status of your application.
  • Bank Preference: For those opting to use their UMID as an ATM card.

How to Get a UMID: A Step-by-Step Guide

  1. Determine Your Issuing Agency: This depends on your employment status or membership (SSS, GSIS, or PhilHealth).
  2. Check Your Eligibility: Ensure you meet the qualifications for initial enrollment or replacement.
  3. Prepare Required Documents: Gather all necessary documents as listed above.
  4. Fill Out the UMID Card Application Form: Be thorough and accurate.
  5. Submit Your Application: Go to the nearest branch of your issuing agency.
  6. Undergo Data Capture: This includes photo, fingerprint, and signature capture.
  7. Wait for Card Delivery: Your UMID will be mailed to your registered address.

Upgrading to a UMID ATM Pay Card

For an enhanced experience, members can upgrade their UMID to a UMID ATM Pay Card. This not only serves as a government ID but also as a functional ATM card linked to a UnionBank account, allowing for a more integrated banking experience. Follow the steps mentioned earlier to upgrade your document and potentially receive additional perks like e-Gift Certificates and a chance to win exciting prizes.

Additional Tips and Reminders

  • PIN Code Security: Secure your UMID card PIN after activation for safe transactions.
  • Validity of Old SSS ID: Verify the need to upgrade if you possess an older version of the SSS ID.
  • Avoid Fixers: Always follow the official application process through authorized channels.
  • Photo Capture Attire: Opt for collared shirts or blouses for your ID photo.
  • Address Accuracy: Ensure your address is complete and correct to avoid delivery issues.
  • Card Reception: Make arrangements to receive your UMID card to prevent delays.

Recent Updates

Guide on GSIS Pension Loan 2023 Offer for Qualified Members

The Government Service Insurance System (GSIS) has created a special cash loan program specifically for pensioners who are in need of immediate financial assistance. This GSIS Pension Loan is available to pensioners who are eligible under certain laws and regulations, and the loan amount is based on the borrower’s age and monthly pension. Pensioners can conveniently apply for the loan at a GSIS branch or through the GWAPs kiosk using their eCard or UMID card account. (Philnews)

Exciting Prizes Await: Get a Sneak Peek into the Easy Upgrade Process for SSS UMID ATM Pay Card in eSSSkwela Episode 1 Part 3!

Mag-electronic funds transfer ka with ease using the upgraded SSS UMID ATM Pay Card! Discover the quick and hassle-free upgrade process as showcased in the latest episode of eSSSkwela, and stand a chance to win exciting prizes from UnionBank’s ka-aSSSenso Raffle Promo.

Get Socially Protected and Practice Self-Love with eSSSkwela Webinar: Episode 2

Stay socially protected and practice self-love this month! Join the eSSSkwela Webinar Episode 2 and learn how to register as a self-employed member of SSS. The KaSSSangga Collect Program of SSS now covers job order personnel in the public sector. Plus, don’t miss the chance to upgrade your UMID Card to UMID Pay Card and have a chance to win a Nissan Navara, Yamaha NMax, or SM Gift Certificates through the ongoing ASSSenso Program by UnionBank. To register, click this link: https://forms.office.com/r/pBP0pePF3K or scan the QR code.


Video: SSS UMID ATM Pay Card

Introducing the UnionBank SSS UMID ATM Pay Card: One Card, Countless Possibilities. From receiving SSS loans and benefits to transferring funds and paying bills, this single document simplifies your financial transactions. Download the UnionBank Online app and upgrade to the SSS UMID ATM Pay Card today for a convenient and hassle-free banking experience.


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