LAND Bank of the Philippines (Landbank) has unveiled its latest offering, the GoBayani savings account, aimed at financially empowering overseas Filipino workers (OFWs) and overseas Filipinos with secure and reliable banking services.
Account Features
Conveniently Perform Transactions Online with Landbank GoBayani
Landbank GoBayani is a digital deposit account that provides Filipinos abroad with access to the bank’s digital banking services, allowing them to conveniently perform their transactions online.
One of the key features of GoBayani is the ability to send money to their families back home through fund transfer, ensuring that their hard-earned money reaches their loved ones in a timely manner.
E-commerce Transactions and Remittance via Visa Direct
Account Holders of Landbank GoBayani can also perform e-commerce transactions and receive remittance through Visa Direct, collaborating with Visa partners abroad.
This feature offers a secure and efficient way for OFWs to manage their financial transactions, making it easier for them to support their families and loved ones.
Digital Bill Payments and Contributions
GoBayani users can also conveniently pay bills and other dues digitally through the account.
This includes monthly contributions to essential organizations such as Pag-Ibig Fund, Social Security System (SSS), and PhilHealth.
By enabling digital bill payments, Landbank GoBayani streamlines the process and saves time for OFWs, allowing them to focus on their work and personal goals.
Seamless Digital Banking Experience with Landbank MBA
Landbank MBA is a free application that offers a seamless and convenient online banking experience.
Customers can perform various transactions such as fund transfers, bills payment, balance inquiries, and even apply for salary loans.
Additionally, customers enjoy free fund transfers to other banks via InstaPay and PESONet for the first three transactions in a day, making it even more cost-effective for OFWs to manage their finances.
Benefits for Overseas Filipino Workers (OFWs)
Landbank GoBayani is specifically designed to cater to the unique needs of overseas Filipino workers (OFWs) and provides several key benefits:
1. Convenient and Secure Digital Banking Services
OFWs can now conveniently access Landbank’s digital banking services through the GoBayani savings account.
This allows them to perform various financial transactions online, including fund transfers to their families back home.
With the assurance of secure and reliable banking services, OFWs can confidently manage their finances and ensure that their hard-earned money reaches their loved ones in a timely manner.
2. Easier Remittance and E-commerce Transactions
GoBayani users can enjoy the convenience of receiving remittances through Visa Direct, in collaboration with Visa partners abroad.
This feature streamlines the remittance process, making it quicker and more efficient for OFWs to receive funds from their work or business ventures.
Additionally, GoBayani enables OFWs to engage in e-commerce transactions, further enhancing their financial flexibility and allowing them to make online purchases or investments with ease.
3. Simplified Bill Payments and Contributions
Managing financial obligations is made easier with GoBayani.
OFWs can conveniently pay their bills and other dues through the account, including monthly contributions to essential organizations such as Pag-Ibig Fund, Social Security System (SSS), and PhilHealth.
This feature eliminates the need for OFWs to physically visit payment centers or send money through traditional remittance channels, saving them time and effort.
4. Support Towards Financial Independence
Landbank GoBayani is not just a savings account but a tool that supports the journey towards financial independence for OFWs.
By encouraging savings and providing accessible digital banking services, Landbank aims to empower OFWs to grow their money and achieve their financial goals.
The convenience and flexibility offered by GoBayani enable OFWs to take control of their finances, ensuring a brighter future for themselves and their families back home.
5. Access to Landbank’s Comprehensive Digital Banking Solutions
In addition to the specific benefits of GoBayani, OFWs can also take advantage of Landbank’s other digital banking services through the Landbank Mobile Banking App (MBA).
This includes opening a Landbank Piso Plus basic deposit account and a regular Landbank Visa debit account, providing additional options for savings and financial management.
The MBA offers a seamless and convenient online banking experience, allowing OFWs to perform various transactions and access a range of banking services through their smartphones.
How to Open a GoBayani Account via the Landbank App
Opening a GoBayani account through the Landbank Mobile Banking App (MBA) is a simple and straightforward process. Follow these step-by-step instructions to get started:
Step 1: Download and Install the Landbank Mobile Banking App
Ensure that you have a smartphone with a secure internet connection.
Visit your device’s app store (Google Play Store for Android or App Store for iOS) and search for the “Landbank Mobile Banking App.”
Download and install the latest version of the app on your smartphone.
Step 2: Launch the Landbank Mobile Banking App
Once the app is successfully installed, locate the Landbank MBA icon on your smartphone’s home screen and tap on it to launch the application.
Step 3: Provide the Required Information
Upon launching the Landbank MBA, you will be prompted to provide the necessary information to open a GoBayani account.
Ensure that you have the following valid identification cards ready: Philippine Passport, Driver’s License, SSS, UMID, PRC ID, or PhilSys ID.
Step 4: Follow the Account Opening Process
Follow the on-screen instructions provided by the Landbank MBA to complete the account opening process.
The app will guide you through the necessary steps, which may include verifying your identity, providing personal information, and agreeing to the terms and conditions.
Step 5: Set Up Your GoBayani Account
Once you have completed the account opening process, you will be able to set up your GoBayani account.
The Landbank MBA will guide you through the necessary steps to customize your account settings, such as setting a secure PIN or password.
Step 6: Start Enjoying the Benefits of GoBayani
Congratulations! You have successfully opened a GoBayani account via the Landbank Mobile Banking App.
You can now start enjoying the benefits of GoBayani, such as convenient fund transfers, e-commerce transactions, bill payments, and more.
Explore the app’s features and functionalities to make the most out of your GoBayani account.
Promoting Landbank GoBayani and Digital Banking Services
To promote Landbank GoBayani and other digital banking services, Landbank plans to visit overseas Filipinos in key locations such as the United Arab Emirates, Japan, Hong Kong, and Taiwan.
These visits will serve as an opportunity to engage with OFWs, educate them about the benefits of GoBayani, and showcase Landbank’s commitment to providing seamless and accessible digital banking solutions.
Expanding Financial Access with Landbank MBA
Apart from GoBayani, Landbank MBA offers additional account options to cater to different financial needs.
Customers can also open a Landbank Piso Plus basic deposit account and a regular Landbank Visa debit account through the MBA.
These accounts provide opportunities for customers to build their savings and embark on their financial journey with Landbank.
Recent Updates
LANDBANK GoBayani Savings Account for Overseas Filipinos
LANDBANK introduces the GoBayani savings account, offering overseas Filipinos a digital platform to save and grow their funds conveniently.
With account opening accessible through the LANDBANK Mobile Banking App, users can enjoy secure and efficient banking services.
Questions arise regarding a 200 peso charge in the savings account, prompting clarity from LANDBANK on the fee’s purpose.
Conclusion
In conclusion, Landbank GoBayani is a game-changer for OFWs and overseas Filipinos, providing them with secure and reliable digital banking services.
With its convenient features and seamless user experience, GoBayani empowers OFWs to manage their finances efficiently and supports their journey towards financial independence.
Landbank’s commitment to expanding financial access and promoting digital banking services ensures that OFWs can fully utilize the benefits of GoBayani and achieve their financial goals.