Starting a business can feel scary—especially if you’re a person with a disability (PWD). You might be wondering:
- “Where do I begin?”
- “Do I need a lot of money?”
- “Will people support my business?”
These are all valid questions. But here’s some good news: being a PWD doesn’t limit your potential. In fact, your lived experiences and creativity can become your biggest business strengths. Many PWDs in the Philippines are already building successful ventures—and you can too.
Let’s break down the steps to help you get started.
Step 1: Identify Your Business Idea
Start by looking at your skills, passions, and resources. What do you enjoy doing? What are you good at?
Here are a few business ideas PWDs have found success in:
- Online freelancing – Writing, graphic design, data entry, or virtual assistance.
- E-commerce – Selling handmade crafts, thrift finds, or reselling goods online.
- Creative work – Digital art, voiceovers, content creation, or even adaptive clothing lines.
- Coaching or consulting – Use your experiences to guide others in similar journeys.
- Transport services – PWD groups can operate electric vehicles through special government projects.
Tip: Choose something that fits your lifestyle and energy levels.
Step 2: Research Government Support
There are government programs that offer real support to PWD entrepreneurs:
- PWD-ETS Project – Offers free electric vehicles to organized PWD groups to help them start transport businesses.
- DSWD Livelihood Assistance – Provides financial aid and tools to kickstart small businesses.
- DTI Pangkabuhayan Programs – Offers training, mentoring, and capital assistance.
You can visit your local Persons with Disability Affairs Office (PDAO) or DSWD Field Office for details on eligibility and application steps.
Step 3: Create a Simple Business Plan
Don’t worry—it doesn’t have to be complicated. Your business plan can be short and clear. Include these:
- Your business idea and who you want to serve.
- How much money you’ll need and where it will come from (savings, loans, grants).
- Marketing plans – Will you sell on Facebook? Shopee? Word of mouth?
- Operations – Where will you work? How will you deliver your service or product?
Even a one-page plan can help you stay focused.
Step 4: Register Your Business
For your business to grow and qualify for government help, it should be registered. Here’s how:
- DTI – For single-owner businesses (sole proprietorships).
- SEC – For partnerships or corporations.
- Barangay and City/Municipal Hall – For local permits like barangay clearance and mayor’s permit.
- BIR – To get a tax identification number (TIN) and official receipts.
You can also apply for a PWD business tax incentive, so ask your LGU if this is available.
Step 5: Secure Funding
You don’t need a big bank loan to get started. Check these sources:
- Government loans – Like those from the Small Business Corporation (SB Corp.)
- Grants from NGOs or cooperatives – Some groups offer startup funds for PWD-led ventures.
- Microfinancing groups – Offer small, low-interest loans.
- Family and community support – Sometimes, the best support comes from those who believe in you.
Always compare terms before borrowing money.
Step 6: Build Your Network
You don’t have to do it alone. Surround yourself with people who can guide and cheer you on.
- Join PWD entrepreneur groups on Facebook or in your local area.
- Attend free business seminars from DTI or TESDA.
- Connect with mentors through PDAO, NGOs, or local cooperatives.
- Share your journey online to find others walking the same path.
A strong network helps you learn faster and stay motivated.
Frequently Asked Questions
Q: Can I get a business permit if I’m working from home?
Yes. You’ll still need to register with your barangay and LGU, but many cities now allow home-based businesses.
Q: What if I don’t have capital?
Look into DSWD’s livelihood assistance, local PDAO programs, or microloans for PWDs.
Q: Can I get help even if I’m not in a wheelchair or don’t have a visible disability?
Yes. Support programs are for all persons with disability, including those with chronic illness, mental health conditions, or sensory impairments.
Q: Where can I get updates on government support?
Visit the DTI, DSWD, and your city’s PDAO Facebook pages or websites.
Video: Rising Above Disability: DTI Programs for Persons with Disability
The Department of Trade and Industry (DTI) Philippines is dedicated to empowering persons with disabilities (PWDs) through various capacity-building and enterprise development programs. These initiatives, such as Shared Service Facilities (SSF), SME Roving Academy (SMERA), and Pondo sa Pagbabago at Pag-asenso (P3), aim to provide PWDs with resources, training, and financial assistance to support their entrepreneurial journey. DTI’s efforts focus on economic inclusion, ensuring that PWDs can participate in business and employment opportunities without limitations.
Conclusion
Building a business as a PWD isn’t just possible—it’s powerful. It can give you:
- Income on your own terms
- A sense of purpose
- A platform to advocate for inclusion
Remember: you don’t need to have it all figured out from the start. Take the first small step today, and learn as you go.