The GSIS Fire Insurance Program provides comprehensive coverage against fire and other natural disasters, such as earthquakes, typhoons, and floods.
This program is available to active GSIS members, retirees, and their families, so that their homes, personal belongings, and even business properties are protected.
With affordable premiums and flexible coverage options, the GSIS Fire Insurance Program offers a reliable safety net to safeguard valuable assets.
For those looking for added protection, this program also offers optional coverage for natural disasters, making it a well-rounded solution for property insurance.
What Is the GSIS Home Shield Fire Insurance Program?
The GSIS Home Shield Fire Insurance Program provides coverage for properties in case of damage caused by fire.
For those who want more extensive protection, the policy also offers optional coverage for natural disasters, including earthquakes, typhoons, and floods.
This program is available to GSIS members, pensioners, and their families, giving everyone an opportunity to protect their properties from unexpected damage.
Who Can Avail?
This program caters to a broad range of people, making it easy for families and individuals to protect their assets.
Here’s a list of those who can avail of this insurance:
- Active GSIS members: These are employees currently working in the government under GSIS membership.
- GSIS retirees and pensioners: Individuals who have retired from government service and are currently receiving their pension can also avail of this coverage.
- Family members of GSIS members and pensioners: Spouses, children, siblings, and even parents of active GSIS members or retirees can apply for fire insurance, so that their properties are covered.
Types of Properties Covered
The GSIS Fire Insurance Program provides coverage for various types of properties, in order for your home, personal belongings, and business interests to be protected.
Here’s what is covered under the program:
- Residential properties: Whether it’s a house, condominium, townhouse, or apartment, you can insure your living space.
- Personal belongings: Furniture, personal effects, and household items can also be covered under this program.
- Commercial properties: If you own a commercial space through a corporation where you hold the majority share, that property can be insured as well.
With this wide range of property types covered, you can rest easy knowing that your assets are protected from unexpected events like fires or natural disasters.
Requirements
If you want to apply for the GSIS Home Shield Fire Insurance, there are specific documents you need to prepare depending on whether you are a new applicant or renewing your policy.
For New Applicants:
- Duly filled out and signed Fire Insurance Application Form: You can download the form from the GSIS website, fill it out, and make sure all details are correct.
- Title or Deed of Sale: Provide a copy of the title or deed of sale of the property being insured.
- Photocopy of Transfer Certificate of Title (TCT) or tax declaration: In case of corporate properties, proof that the GSIS member owns the majority of shares is required.
- Proof of relationship with GSIS member: If the applicant is a family member of the GSIS member or pensioner, documentary proof of their relationship, such as a PSA-certified marriage certificate or birth certificate, is required.
- Sketch location of the property: A property sketch is necessary for the inspection process, which will be conducted by a GSIS officer.
For Renewal Applicants:
- Duly filled out and signed Renewal Form: Make sure to update your information and complete the renewal form to keep your policy active.
Application Form
The GSIS Fire Insurance Program Application Form can be easily downloaded from the GSIS website at this link.
To use the form, applicants must carefully fill it out, making sure all details about their property are accurate, whether it’s a residential or commercial unit.
Once you have completed the form, it can be submitted to any GSIS office or sent via email to marketing@gsis.gov.ph.
Don’t forget to include the other required documents, such as a copy of the Transfer of Certificate of Title (TCT) or a tax declaration.

Application Process
The application process for the GSIS Fire Insurance Program is designed to be convenient, with various submission methods available.
Here’s a step-by-step guide on how to apply:
Step 1: Download the Application Form
Start by downloading the appropriate application form from the GSIS website.
Whether you are applying for the first time or renewing your insurance, make sure to select the right form.
Step 2: Complete the Application Form
Fill out all required fields in the application form, making sure that the information is accurate and up-to-date.
Be sure to check that all the necessary documents, such as the title of the property and other proofs, are attached.
Step 3: Submit the Application
Once the form is filled out and all the documents are ready, you can submit your application through the following channels:
- Via Email: Send your completed application form and attached documents to the GSIS marketing department via marketing@gsis.gov.ph.
This option is ideal if you prefer to handle your application online.
- Over-the-Counter (OTC): You can also submit your documents in person at any GSIS office nationwide.
This might be more convenient if you want to ask questions or seek assistance in person.
Step 4: Property Inspection (for new applicants)
New applicants will undergo a property inspection conducted by an authorized GSIS officer.
You’ll need to provide a sketch of the property’s location to assist with this inspection.
The results of the inspection will be used to calculate the premiums and assess the property’s insurability.
Step 5: Wait for Notification and Payment
After submitting your application, GSIS will process it and notify you of the results.
Once approved, you will receive instructions on premium payment.
In the event of a claim, the proceeds will be credited to your eCard/UMID account, or a check will be issued if you do not have an eCard/UMID.
Benefits of the GSIS Fire Insurance Program
The GSIS Fire Insurance Program offers several benefits that make it a reliable option for protecting your property:
- Peace of mind: Knowing that your home or business is protected from fire and other natural disasters can relieve a great deal of stress.
- Flexible eligibility: The program caters not only to GSIS members but also to their immediate families, extending protection to more people.
- Comprehensive coverage: From residential homes to commercial spaces and personal belongings, this program offers broad coverage.
- Affordable premiums: The flexible payment options and reasonable premiums make the insurance accessible to many, providing protection without breaking the bank.
Conclusion
Having the right protection in place is key to safeguarding your property against unforeseen risks like fire or natural calamities.
The GSIS Fire Insurance Program offers comprehensive coverage for GSIS members, their families, and even their businesses.
With easy application procedures and flexible options, it’s an insurance program designed to meet the needs of both active and retired government employees.
Whether you’re insuring your home, belongings, or commercial property, the GSIS Home Shield Fire Insurance is a reliable way to protect what matters most.