Sending money abroad should be simple, fast, and secure.
For Filipinos overseas, GCash offers a seamless way to send funds to loved ones with just a few taps.
Through partnerships with Viamericas (for the US and Canada) and BCRemit (for the UK, Spain, and other EU countries), sending money has never been easier.
This service allows users to transfer money instantly into GCash wallets, avoiding the delays and high fees of traditional remittance methods.
It’s an ideal solution for overseas workers, students, and families who need a reliable, low-cost way to send funds.
The process is digital, meaning no long lines or paperwork.
All you need is an active account with one of GCash’s international remittance partners.
Why Choose GCash for Money Transfers?
GCash’s international remittance feature stands out for several reasons.
- Instant Transfers – Most transactions arrive in minutes, ensuring funds are available right when needed.
- Lower Fees – Competitive rates compared to banks and traditional remittance services.
- Secure & Regulated – GCash partners with licensed remittance services for full compliance and security.
- No Hidden Charges – The amount you send is the amount received, with transparent exchange rates.
- Convenience – Send money anytime, anywhere, using just your mobile device.
If you’re sending money to support family, pay bills, or add funds to your own GCash wallet while abroad, this method offers unmatched ease and efficiency.
Who Can Use This Service?
This remittance service is designed for GCash users abroad who need a simple way to send money without the hassle of cash pickups or bank transactions.
Eligibility requirements:
- You must be residing in the US, Canada, UK, Spain, or select EU countries.
- You need a verified account with a partnered remittance service (Viamericas or BCRemit).
- The recipient must have a fully verified GCash account to receive funds.
- Transfers must be within GCash’s receiving limits (₱100,000/month for fully verified users).
As long as these conditions are met, sending money to GCash is quick and hassle-free.
How to Send Money from the US & Canada (Viamericas)
Viamericas is a trusted money transfer service with a wide network of agents, an online platform, and a mobile app.
To send money using Viamericas:
- Sign Up for a Viamericas Account – Register on their ViaNex platform or visit an agent location.
- Choose the Philippines as the Destination – Select the recipient’s country when initiating a transfer.
- Select ‘Mobile Wallet’ as the Delivery Method – Choose GCash as the receiving account.
- Enter Recipient Details – Provide the recipient’s GCash-registered mobile number and full name.
- Enter the Transfer Amount – The exchange rate and fees will be displayed before confirming.
- Select Payment Method – Options include ACH bank transfer, debit/credit card, or cash (agent location only).
- Confirm and Send – Once the transaction is complete, the funds should arrive within minutes.
- Notify the Recipient – The recipient will receive an SMS and app notification when the money is credited.
For those who need to add funds to their own GCash wallet from the US or Canada, simply enter your own GCash number as the recipient.
How to Send Money from the UK, Spain & EU (BCRemit)
BCRemit specializes in international transfers for overseas Filipinos, offering a secure and affordable way to send money directly to GCash.
To send money using BCRemit:
- Create a BCRemit Account – Sign up on the website or download the app.
- Add a Beneficiary – Input the recipient’s GCash mobile number and full name.
- Choose ‘E-Wallet’ as the Transfer Method – Select GCash from the available options.
- Enter the Amount – BCRemit will show the real-time exchange rate and transaction fee.
- Select Payment Method – Available options include UK bank transfer, debit/credit card, or SEPA transfer (for EU users).
- Confirm and Complete the Payment – Transfers using Faster Payments (UK) or card payments are usually instant.
- Inform the Recipient – Once the transaction is complete, the money should be available in the recipient’s GCash account within minutes.
You can also top up your own GCash wallet using this method, which is useful for paying Philippine expenses while living abroad.
Fees, Limits, and Processing Time
| Region | Service | Fee (Approx.) | Processing Time |
| US & Canada | Viamericas | $2.99+ | Instant to 1 day |
| UK & EU | BCRemit | £2.99+ | Instant to same-day |
GCash receiving limits: ₱100,000 per month (higher limits available with account upgrades).
Transfers are typically real-time, but bank-related delays may apply for ACH or SEPA payments.
Troubleshooting & Common Issues
- Transfer Delays – Check if payment has cleared from your bank. Contact support if delays exceed 24 hours.
- Incorrect Recipient Info – Ensure the GCash name and number match exactly.
- Account Verification Issues – The recipient must have a fully verified GCash account.
- Exceeded Limits – If the recipient has hit their GCash limit, they may need to upgrade their account or wait for the next monthly cycle.
Frequently Asked Questions
Q: Can I cancel a transfer if I sent it to the wrong number?
A: If the transfer has not yet been processed, you may request a cancellation via Viamericas or BCRemit support. If completed, funds can’t be reversed.
Q: Are there any additional hidden fees?
A: No. The fees displayed before confirming the transaction are final. Always review the exchange rate before sending.
Q: Do I need to claim the money in GCash?
A: No, the money is automatically credited. However, if a claim is required, the recipient can use the GCash app under Cash In > Remittance Partners.
Q: Can I use this service for business transactions?
A: These services are primarily for personal remittances. Business-related transactions may require separate approval or a different payment platform.
Conclusion
With GCash’s international remittance partners, sending money has never been easier.
Whether you’re supporting family or managing your own finances abroad, this service ensures fast, secure, and low-cost transfers every time.
Ready to send money? Get started today with Viamericas or BCRemit.