Did you know that aside from the SSS, Philhealth also offers voluntary member registration? This initiative supports individuals not in formal employment, like Overseas Filipino Workers, informal sector workers, entrepreneurs, and dual citizens, allowing them to independently secure their health insurance. The program includes an array of benefits such as inpatient and outpatient care, catastrophic illness treatments, and maternity care.
A straightforward application process is available online or in-person, providing the flexibility to choose payment schedules and effortlessly update member information. This streamlined approach facilitates easier access to crucial healthcare services, reinforcing the Philippines’ dedication to inclusive and comprehensive health coverage for all its citizens.
Understanding PhilHealth Voluntary Membership
PhilHealth Voluntary Membership is a provision for Filipino citizens who are not formally employed. It caters to various sectors, including Overseas Filipino Workers (OFWs), individuals in the informal sector, entrepreneurs, and dual citizens, among others. This self-paid membership grants access to the medical and hospitalization benefits that employed members enjoy.
The Legal Foundation
Under the National Health Insurance Act, all citizens have the right to health insurance coverage, including voluntary members. PhilHealth operates within this legal framework to extend its services beyond the formally employed.
Benefits of Voluntary Membership
- Inpatient and outpatient care coverage
- Z Benefits for catastrophic illnesses
- Maternity care for women
- Coverage for dialysis, chemotherapy, and radiotherapy
Eligibility and Qualifications
You can apply for voluntary membership if you fall into any of the following categories:
- Migrant Workers
- Informal Sector
- Self-Earning Individuals
- Filipinos With Dual Citizenship
- Naturalized Filipinos
- Citizens of Other Countries Working and Residing in the Philippines
Requirements
Prospective members must complete the PhilHealth Member Registration Form (PMRF), which is the primary requirement for enrolling as a voluntary member.
Step-by-Step Guide to Registration
- For Walk-in Applicants:
- Visit a Local Health Insurance Office or PhilHealth Express outlet.
- Complete and submit two copies of the PMRF.
- Pay the premium contribution and receive the MDR and PhilHealth ID.
- For Online Registration:
- Navigate to the PhilHealth Electronic Registration System.
- Fill in the required details on the online registration form and submit.
- Follow the email instructions to finalize registration.
Updating Your MDR and Changing Membership Category
- For updates, submit the filled PMRF marked “For Updating” to the nearest PhilHealth branch.
- Change your membership category based on your employment status, whether you transition from unemployed to employed, become an OFW, or qualify as a Lifetime Member after retirement.
PhilHealth Membership Payment Schedules
Members have the flexibility to choose from monthly, quarterly, semi-annual, or annual payment options, with several online payment channels available for convenience and safety.
5 Tips for a Smooth Application Process
- Arrive early at the PhilHealth office and follow health protocols.
- Read and complete the PMRF carefully.
- Ensure you only have one lifetime PIN, and update it if necessary.
- Declare all your dependents on the PMRF.
- Reach out to PhilHealth’s helpline for any queries.
Recent Updates
PhilHealth Member Portal now on eGovPH Super App
The Philippine Health Insurance Corporation has announced that the PhilHealth Member Portal is now accessible through the eGovPH Super App, providing hassle-free and accessible information for its members. Through the app, members can access their membership profile, contribution history, and registered Konsulta provider. This integration is part of the agency’s digital transformation journey to improve services and cater to Filipinos who prefer online transactions. (Manila Bulletin)
Philhealth Allows Reimbursement for Non-Accredited Hospitals
Indigent residents in Cebu City can now avail of the City Hospitalization Assistance and Medicines Program (CHAMP) for hospitalization in non-accredited hospitals through reimbursement. However, certain requirements must be met, including a letter request, reimbursement form from CHAMP, and supporting documents such as medical abstract, voter’s certification, and certificate of indigence. It is important to note that not all expenses can be reimbursed, such as doctor’s fees, member premiums, and discounts for PWDs and senior citizens. (Philstar)
Capitol Medical Center: Enhancing Accessibility and Affordability of Kidney Transplants through PhilHealth Partnership
Capitol Medical Center, Inc. (CMCI) has recently become a contracted facility for kidney transplants under the Z Benefit Package of the Philippine Health Insurance Corporation. This aims to provide financial support to qualified members undergoing kidney transplant procedures, making essential and costly medical interventions more accessible and affordable. CMCI, known for its expertise in kidney transplantations since the 1970s, is proud to be at the forefront of enhancing healthcare equity and accessibility in the Philippines. (Business Mirror)
PhilHealth Membership: Expanded Benefits for Members
PhilHealth has recently expanded and improved its benefits for its members, providing better healthcare coverage and support. Starting in 2023, these enhancements aim to ensure that members truly feel the care and assistance of PhilHealth. For more detailed information, visit www.philhealth.gov.ph.
With every contribution made towards your health, the program offers a wide range of extended benefits to ensure the well-being of Filipino citizens.
Philhealth Voluntary Membership now offers online payment options for self-paying members. To conveniently manage their accounts, members can create or log in to their account through the provided link.
Self-paying members of Philhealth can now easily pay their premiums online, making the process more convenient and hassle-free. With the new online payment option, members can save time and effort by avoiding long queues and paperwork. Stay updated on your member contributions and enjoy the benefits of voluntary membership with just a few clicks.
Video: How to Update Philhealth Member Type: EMPLOYED to VOLUNTARY
In this video, you will learn how to update your Philhealth member type from EMPLOYED to VOLUNTARY. If you are self-employed, you can conveniently pay your contributions online as a voluntary member. Follow the step-by-step instructions below to update your Philhealth records and enjoy the benefits of being a voluntary member.