Philhealth Senior Citizen Benefits

The PhilHealth Senior Citizen Benefits program is a lifeline for Filipinos over 60, providing a suite of healthcare services designed to alleviate the financial burden of medical expenses. The program includes both inpatient and outpatient services, with inpatient care featuring deductions on total hospital bills based on the medical condition treated, such as a Php 32,000 reduction for pneumonia. Outpatient care covers various treatments and consultations, including hemodialysis and TB-DOTS, and the Z Benefits Package for long-term conditions. Target beneficiaries are seniors, both lifetime members who have contributed for at least 120 months, and automatic members, who are covered by virtue of their age as mandated by the Expanded Senior Citizens Act of 2010.

Enrolling in the program is straightforward. Senior citizens are encouraged to submit necessary documentation, such as the PhilHealth Member Registration Form (PMRF) and a valid ID, to activate their membership. Once registered, they can expect to receive a PhilHealth ID and Member Data Record (MDR), which will allow them to access health services. The agency has made it clear that senior citizens can expect no additional payments upon discharge under the No-Balance Billing Policy in accredited public hospitals, reinforcing its commitment to accessible healthcare for the elderly.

senior citizens benefits

Understanding PhilHealth Senior Citizen Benefits

PhilHealth provides a safety net for senior citizens, offering a range of benefits from inpatient services to outpatient care. Senior citizens are entitled to deductions on hospital bills, including charges for room, board, and medical services, under specific case rates depending on their condition. For instance, pneumonia treatment comes with a Php32,000 deduction.

Significance of the Program

The Senior Citizen Benefits program, mandated by Republic Act 10645, is a significant improvement in healthcare access for Filipinos over 60. It ensures all seniors are covered, regardless of prior contributions, by utilizing funds from the Sin Tax Law. This financial backing allows them to avail of inpatient care, outpatient dialysis and blood transfusions, preventive health screenings, and even financial assistance for certain illnesses like TB and cataracts. This program directly addresses the challenges seniors face in affording quality healthcare, promoting a healthier and more secure later life.

Legal Basis

The foundation of PhilHealth benefits for senior citizens is solidified by the Republic Act 10645, also known as the Expanded Senior Citizens Act. This act ensures that all Filipinos aged 60 and above are entitled to government benefits, whether they have contributed to the fund or not.

Highlighted Benefits

  • Inpatient Care: Deductions on hospital bills for treatments and doctor’s fees.
  • No-Balance Billing Policy: For those confined in accredited public hospitals, no additional payment is required upon discharge, following specific guidelines.
  • Outpatient Services: Covers a variety of treatments and consultations, including hemodialysis sessions and TB-DOTS.
  • Z Benefits Package: For serious conditions like early-stage cancer and coronary artery bypass surgery, providing support for long-term treatments.

Eligibility / Qualifications

  • Lifetime Members: Members aged 60 and above, indigent or not, are qualified for these benefits
  • Automatic Members: All seniors aged 60 and above under RA 10645, regardless of previous contributions.

Requirements for Registration

  • PMRF form, 
  • valid IDs, 
  • 1×1 ID pictures, and other relevant documents.
  • Senior citizen ID or any valid ID and PMRF form, submitted to the Local Health Insurance Office (LHIO) or the Office for the Senior Citizens Affairs (OSCA).

Step-by-Step Guide on How to Avail of Philhealth Senior Citizen Benefits 

As a senior citizen in the Philippines, you are entitled to a host of benefits from the agency. This guide will take you through the process of utilizing your PhilHealth benefits effectively.

Step 1: Validating Your PhilHealth Membership

To begin using your PhilHealth benefits, follow these steps:

  • At the Hospital: Upon admission or visit, present any valid government-issued ID at the hospital’s billing section. This is for the hospital to verify your membership through the PhilHealth Portal.
  • Checking Eligibility:
    • If your eligibility status in the PhilHealth Portal reads “YES”, you can immediately avail of the benefits.
    • If it reads “NO”, you need to present additional documents required by PhilHealth.

Step 2: Automatic Membership for Senior Citizens

Every Filipino senior citizen, including those with dual citizenship aged 60 and above, is automatically a member of PhilHealth. This is mandated by Republic Act 10645, which provides mandatory coverage for all senior citizens.

To formalize your membership, follow these steps:

  • Gather Your Documents: You’ll need to submit the following at your nearest PhilHealth office or the Office of the Senior Citizens Affairs (OSCA):
    • A completed PhilHealth Member Registration Form (PMRF)
    • Your OSCA ID or any valid government ID that includes your date of birth.
  • Submission:
    • Take these documents to the local PhilHealth office or the OSCA to submit your PMRF and get your membership activated.
  • Receiving Your PhilHealth ID: After registration, you will receive your ID and Member Data Record (MDR), which you will use to avail of health services.

By following these simple steps, you can ensure that you have access to your benefits when you need them. Remember, as a senior citizen, these benefits are designed to support you in maintaining your health without the worry of financial strain.

Recent Updates

PhilHealth Offers Lifetime Membership Benefits for Seniors

PhilHealth now provides lifetime membership benefits for seniors, eliminating the need for any further payments. Senior citizens are encouraged to register and experience the comfort and convenience brought by the agency’s comprehensive healthcare coverage.

PhilHealth Reminds Health Facilities to Apply Senior Citizen and PWD Discounts Prior to Hospital Discharge

Senior citizen and persons with disabilities (PWD) discounts must be applied before hospital discharge, according to the Philippine Health Insurance Corporation. PhilHealth President and CEO Emmanuel R. Ledesma, Jr. emphasized the importance of deducting these discounts from medical bills, as mandated by Republic Acts 9994 and 10754. Failure to apply these discounts may result in penalties and sanctions for health facilities. The agency encourages members and concerned citizens to report instances of non-deduction to the appropriate authorities.

PhilHealth Advisory on Mandatory Discounts and VAT Compliance

The Philippine Health Insurance Corporation has issued an advisory notifying that some health facilities have failed to provide the mandatory senior citizen and PWD discounts, as well as not correctly applying VAT exemptions as per legal requirements. PhilHealth mandates all accredited health facilities to adhere to the Expanded Senior Citizens Act of 2010 and the Benefits and Privileges of Persons with Disabilities, including VAT-related policies set by the BIR. Regional offices are instructed to utilize the Healthcare Provider Performance Assessment System to ensure compliance.

PhilHealth Para sa Lahat: Exploring Benefits and Services for Senior Citizens on RW 95.1 FM

“PhilHealth Para sa Lahat sa RW 95.1 FM” is a radio program that discusses the benefits and services provided by PhilHealth for senior citizens. Join Ms. Diana B. Mendoza, Narren S. Estrella, and the Public Relations Officers, Ms. Monifer Bansil and Dynes Tolentino, as they talk about the expanded services and benefits offered by the agency every Friday afternoon from 4:00-5:00 PM on RW 95.1 FM.

PhilHealth Olongapo Celebrates 23 Years of Resilient Public Service

The PhilHealth Local Health Insurance Office (LHIO) in Olongapo recently marked its 23rd anniversary, showcasing its commitment to resilient public service. Since its establishment in 2004, the LHIO has grown from a small satellite office to a team of 19 front liners providing essential services to the community. The celebration was attended by esteemed partners and highlighted the LHIO’s accomplishments, including its compliance with ease of doing business regulations and its efforts to expand population coverage and improve healthcare access.

No Balance Billing (NBB) Policy: Free Healthcare for Indigent, Sponsored, Kasambahay, Lifetime, and Senior Citizens at PhilHealth-Accredited Government Facilities

Under the NBB Policy, eligible individuals, including Indigent, Sponsored, Kasambahay, Lifetime, and Senior Citizens, are exempted from paying any fees when admitted to an accredited ward in a government facility. This aims to provide accessible and affordable healthcare to those in need.



In this video, we will explore the process of availing free check-ups, laboratory tests, and medication through PhilHealth for senior citizens aged 60 and above. Discover the steps and requirements needed to access these essential healthcare services, ensuring the well-being of our elderly population.



The PhilHealth benefits for senior citizens offer a comprehensive safety net, ensuring that age does not become a barrier to accessing necessary healthcare. From the no-balance billing policy in public hospitals to outpatient services and catastrophic coverage, the agency stands as a pillar of support for the elderly. Registration is straightforward, and with the automatic membership for all seniors, it’s easier than ever to claim these benefits. It’s essential for senior citizens and their families to be informed about these benefits and how to access them, ensuring peace of mind in times of health-related uncertainties.


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