The Pambansang Pabahay Para sa Pilipino (4PH) Program marks a strategic move by the Philippine government to tackle the persistent housing shortage, aiming to erect 6 million housing units by 2028. This isn’t just focused on putting roofs over heads but is designed to cultivate sustainable communities where Filipinos can prosper both economically and socially. Endorsed by Executive Order No. 34 in February 2024, the 4PH Program seeks to streamline the home development process, foster public-private partnerships, and champion smart city development, thereby making homeownership more accessible to low-income Filipinos while generating approximately 1.7 million jobs each year.
Targeting a wide array of beneficiaries including informal settler families, minimum wage earners, government employees, and overseas Filipino workers (OFWs), the program promises not just affordable homes but also a boost to the national economy and community development. Applicants interested in this transformative opportunity must be Filipino citizens under 70 years of age at loan maturity, without any property to their name, and active members of the Pag-IBIG Fund. Through a comprehensive application process that involves collaboration among DHSUD, LGUs, and the Pag-IBIG Fund, eligible Filipinos are given a straightforward pathway to secure their future homes, contributing to the overarching goal of nurturing communities and laying down a solid foundation for the nation’s future.
What is the 4PH Program?
The 4PH is a comprehensive housing strategy designed to construct 6 million housing units by 2028. It’s not just about building homes; it’s about creating sustainable communities where Filipinos can thrive economically and socially, as it is expected to generate 1.7 million jobs annually, significantly contributing to the nation’s economic development.
Significance of the Program
The Pambansang Pabahay Para sa Pilipino (4PH), initiated under Executive Order No. 34 in February 2024, targets the acute housing shortage in the Philippines, with a notable backlog of 6.5 million units as per the Department of Human Settlements and Urban Development (DHSUD). This aims to streamline home development processes, encourage public-private partnerships, and foster smart city development, integrating technological, sustainable, and community planning advancements. By reducing bureaucratic hurdles and leveraging private sector involvement, the program aspires to expedite the construction of affordable homes, thus addressing the urgent need for decent homes among low-income Filipinos. Furthermore, by promoting job creation in the construction sector and enhancing living conditions, the 4PH is poised to contribute significantly to the nation’s economic growth and societal well-being, underscoring the importance of holistic, future-ready community development.
Legal Foundation
This ambitious project is supported by collaborations among various government sectors, including the Department of Human Settlements and Urban Development (DHSUD), local government units (LGUs), and the Pag-IBIG Fund. Together, they ensure the program’s smooth execution and align with national development goals.
Benefits at a Glance
- Affordable Housing: Homes offered at low interest rates, making homeownership accessible.
- Economic Growth: The construction of homes annually fuels job creation.
- Community Development: The program aims to build not just houses but communities equipped with modern facilities.
Who Can Apply?
Eligibility extends to:
- Filipino citizens, including informal settler families, minimum wage earners, government employees, and OFWs, among others.
- Applicants must be under 70 years of age at loan maturity, not own any property, and be active members of the Pag-IBIG Fund.
Required Documents
Prospective applicants need to prepare:
- Completed 4PH Application Forms
- Endorsement Letter from the LGU, DHSUD, or NGA
- Signed Undertaking
How to Benefit from 4PH: A Step-by-Step Guide
- Visit your local LGU office to inquire about the program.
- Request and complete the necessary application forms.
- Gather all required documents listed above.
- Submit your application to the designated 4PH LGU officer.
- Your application will then be forwarded to the DHSUD for verification.
- Wait for DHSUD’s endorsement to the Pag-IBIG Fund, which will contact you for further instructions.
- Comply with Pag-IBIG’s requirements and payment scheme.
- Receive your new home upon successful completion of all steps.
Recent Updates
Department of Human Settlements and Urban Development-REGIONAL OFFICE 1 Constructs Affordable Housing in North Luzon Cluster under 4PH Program
Department of Human Settlements and Urban Development-REGIONAL OFFICE 1 is leading the way in constructing affordable homes in the North Luzon Cluster under the 4PH. With the support of the City Government of Laoag and EL Construction & Development Group Inc., Phase 1 of the EL Sands Residences Pambansang Pabahay Para sa Pilipino project is nearing completion, marking a significant milestone in addressing the housing crisis. Interested applicants can submit their applications at Laoag City’s Municipal Hall for a chance to be part of this transformative housing program.
Social Housing Finance Corporation (SHFC) President & CEO Federico Laxa and Mayor Lucilo Bayron lead the groundbreaking and time-capsule laying ceremony for Tandikan Ville in Barangay Irawan, Puerto Princesa City, Palawan on February 16. This condominium-type development, part of President Ferdinand Marcos, Jr.’s Pambansang Pabahay Para sa Pilipino Housing (4PH), aims to provide safe and resilient houses for over 5,600 families. With 47 five-story buildings and a range of amenities, Tandikan Ville is set to cater to the needs of its future residents.
The Department of Migrant Workers (DMW), in partnership with the Department of Human Settlements and Urban Development (DHSUD) and Pag-ibig Fund, has signed a Memorandum of Understanding (MOU) to support overseas Filipino workers (OFWs) in achieving their dream of owning homes for their families. This collaboration allows eligible OFWs to benefit from the DHSUD’s flagship housing program, Pambansang Pabahay para sa Pilipino (4PH), and receive assistance from the DMW and Pag-ibig Fund in accessing appropriate housing projects and services. The partnership also includes projects to promote financial literacy and reintegration among OFWs.
DSWD Secretary REX Gatchalian also attended the event. Under the 4PH, President Marcos Jr. directed the Department of Human Settlements and Urban Development (DHSUD) to address the housing shortage in the country by constructing six (6) million housing units by the end of the Marcos Administration in 2028. 🤝
In pursuit of the Philippine Development Plan 2023-2028, DBM Secretary Amenah F. Pangandaman and DHSUD Secretary Jose Rizalino Acuzar held a meeting to discuss budget matters and the way forward for the Pambansang Pabahay para sa Pilipino Housing (4PH). The Budget Chief was accompanied by GPPB Executive Director Rowena Candice Ruiz and representatives from the Budget and Management Bureau – B, while DHSUD Undersecretaries and Assistant Secretary were also present in the meeting.
Video: SHFC urges public to apply for housing under 4PH
The Social Housing Finance Corporation (SHFC) is encouraging the public to take advantage of the government’s 4PH. SHFC President and CEO, Federico Laksas, highlights the benefits of the program, including lower amortization due to government-provided interest subsidies. Priority sectors include uniformed personnel, OFWs, LGUs, and the less privileged. Contact your local government or SHFC’s contact number for more information and to apply.
Conclusion
The 4PH embodies the Philippine government’s commitment to ensuring every Filipino has a place to call home. It’s a program that goes beyond constructing buildings; it’s about nurturing communities and providing a foundation for the future. As this program progresses, it brings hope and opportunities, making the dream of homeownership a reality for millions.