The Pag-IBIG Fund offers a service called the Member’s Statement of Accumulated Value (MSAV).
This document summarizes all contributions you’ve made to the fund, along with dividends and other accumulated values.
It’s a useful tool to monitor your savings, especially when you’re planning for retirement, applying for a housing loan, or simply keeping track of your finances.
Fortunately, requesting an MSAV is simple and free of charge.
Who Can Request
If you’re an active or even inactive Pag-IBIG member, you can request your MSAV.
This applies to private and public sector employees, Overseas Filipino Workers (OFWs), and voluntary contributors to the Pag-IBIG Fund.
The MSAV is valuable in many situations, especially when you need to assess your financial standing or check the accuracy of your contributions.
Reasons to Request this Document
Why might you need to request an MSAV?
Here are some common situations where it comes in handy:
- Monitoring Your Contributions: You want to check if both your and your employer’s contributions are reflected properly.
- Retirement Preparation: When planning for retirement, knowing your accumulated value can help you understand your available resources.
- Housing Loan Application: If you’re planning to apply for a Pag-IBIG housing loan, your MSAV will provide a breakdown of your contributions and savings.
- Reviewing Dividends: Over time, your contributions earn dividends, and the MSAV allows you to see how these have contributed to your overall savings.
Other personal reasons could include wanting peace of mind by having a clear picture of your financial growth.
How Much Does It Cost to Request the MSAV?
Here’s the good news—it’s free.
There are no fees for requesting your MSAV, whether you do it in person, online, or through email.
Ways to Request Your MSAV
There are multiple ways to get your MSAV, depending on what’s most convenient for you.
You can choose to visit a branch, use the Virtual Pag-IBIG platform, or even request it via email or phone.
- Requesting In-Person at a Pag-IBIG Branch
If you prefer to handle things in person, just head over to your nearest Pag-IBIG branch.
- Step 1: Bring one valid ID, preferably your Pag-IBIG Loyalty Card. Government-issued IDs like a passport or driver’s license also work.
- Step 2: Approach the member services desk and request your MSAV. Make sure to have your Pag-IBIG Membership ID number ready.
- Step 3: After verification, they will print your MSAV. If the office isn’t too busy, you’ll get it right away.
- Requesting Through Virtual Pag-IBIG
If visiting a branch isn’t convenient, you can access your MSAV online via Virtual Pag-IBIG.
- Step 1: Go to the Virtual Pag-IBIG website.
- Step 2: Log in using your Pag-IBIG Membership ID (MID) number and password. If you don’t have an account yet, you can sign up directly on the site.
- Step 3: Navigate to the member services section and select “Request for MSAV.”
Your MSAV will be generated, and you can download it as a PDF for your records.
- Requesting Via Email or Phone
Prefer to keep things simple? You can send an email request or call the Pag-IBIG hotline.
- Step 1: Send an email to contactus@pagibigfund.gov.ph, including your full name, Pag-IBIG MID number, and the reason for your request.
- Step 2: Pag-IBIG will verify your information and email your MSAV to you.
- Step 3: Alternatively, you can call the Pag-IBIG hotline at (02) 8724-4244 for assistance.
What Information is Included
The MSAV provides you with a full picture of your contributions and earnings.
Here’s a breakdown of what’s inside:
- Member Contributions: It lists all the contributions made by you and your employer, including the amounts and dates.
- Dividends: Over time, your contributions earn dividends, which are added to your savings. The MSAV shows how these dividends have grown your total value.
- Total Accumulated Value (TAV): This is the total of your contributions plus the dividends earned over time.
- Other Credits: If there are any refunds or adjustments related to your account, those will also be reflected.
This information helps you stay on top of your financial standing and plan for your future more effectively.
Frequently Asked Questions
Q: Can I request my MSAV if I’m no longer contributing to Pag-IBIG?
Yes, even if you’re no longer actively contributing, you can still request your MSAV.
It will reflect your contributions up to the point when you stopped.
Q: How often should I request my MSAV?
It’s a good idea to check your MSAV once a year to ensure that all your contributions are properly recorded.
This can help you catch any discrepancies early on.
Q: Can someone else request my MSAV on my behalf?
Yes, as long as they have an Authorization Letter from you and both your valid IDs.
Final Thoughts
Your MSAV is more than just a document—it’s a tool that helps you understand the progress of your savings.
Whether you’re planning for retirement, looking into housing loans, or simply want to stay informed, it’s good to have your MSAV on hand.
By requesting it regularly, you can stay on top of your finances and make informed decisions for your future.
Take a few minutes today to request your MSAV—whether it’s online, by email, or in person.
It’s quick, free, and gives you peace of mind knowing your hard-earned contributions are safe and growing.