Pag-IBIG Loyalty Card Plus

The Pag-IBIG Loyalty Card Plus is a versatile membership ID offered by the Pag-IBIG Fund in partnership with UnionBank and Asia United Bank (AUB). Designed as both a bank debit and a loyalty card, it serves as a secondary valid ID and costs a one-time fee of PHP 125. Targeted at active Pag-IBIG members, the document facilitates direct crediting of loan proceeds and MP2 Savings dividends, while also unlocking a host of discounts and rewards across over 300 partner establishments nationwide. Cardholders can expect financial conveniences, reduced healthcare costs, educational discounts, and numerous lifestyle perks, making it an essential tool for financial management and lifestyle enhancement.

Credits: Pag-IBIG

What is the Pag-IBIG Loyalty Card Plus?

The Pag-IBIG Loyalty Card Plus is more than just a membership ID. It’s a unique blend of a bank debit and a loyalty card, offered by the Pag-IBIG Fund in collaboration with UnionBank and Asia United Bank (AUB). With a one-time fee of PHP 125, it’s also touted as one of the cheapest government IDs available in the Philippines. This doesn’t just safely house your loan proceeds and MP2 Savings dividends—it also opens the door to a myriad of discounts at over 300 partner establishments nationwide.

Legal Basis and Functionality

As a secondary valid ID, the Pag-IBIG Loyalty Card Plus operates under the legal umbrella of the Pag-IBIG Fund, a government institution that aims to provide its members with affordable housing and savings programs. The document’s integration with banks like UnionBank and AUB ensures seamless financial transactions, from receiving loan amounts to handling everyday expenditures.

Benefits: Why You Should Get Your Card Today!

The Pag-IBIG Loyalty Card Plus offers a variety of privileges and perks that cater to diverse aspects of life. Here’s some of the notable benefits:

  • Financial Benefits:
    • No expiration date on the document.
    • Use as a debit card for withdrawing and transferring funds.
    • Direct crediting of loan proceeds and dividends.
  • Discounts on Healthcare:
    • Reduced prices on medical services, including consultations and procedures at partner hospitals and clinics.
    • Discounts on eye care, dental services, and wellness treatments.
  • Educational Discounts:
    • Tuition fee reductions at various educational institutions for cardholders and their immediate family members.
    • Discounts on school supplies and books at participating stores.
  • Beauty and Wellness Offers:
    • Substantial savings on services at spas, salons, and wellness centers.
    • Discounts on skincare and wellness products.
  • Dining and Leisure:
    • Discounts at a wide range of restaurants and food outlets.
    • Special offers at leisure parks, resorts, and entertainment venues.
  • Retail Benefits:
    • Price reductions at partner retail stores including discounts on groceries, apparel, and electronics.
    • Exclusive shopping deals and promotions.
  • Banking Advantages:
    • No maintaining balance required when connected to a UnionBank or AUB account.
    • Access to banking services like ATM withdrawals, bill payments, and online transactions.

These perks make the Pag-IBIG Loyalty Card Plus not only a financial tool but also a lifestyle enhancer, providing valuable savings and benefits across many essential services. To learn more about these perks and benefits, check out this comprehensive list.

Eligibility / Qualifications

To qualify for a Pag-IBIG Loyalty Card Plus, you need to be:

  • An active member of the Pag-IBIG Fund
  • In possession of a Permanent Membership ID (MID) number
  • Able to present at least one valid ID at the time of application


To apply for this document, ensure you have:

  • One valid ID for verification
  • Permanent Membership ID (MID) number
  • Document fee of PHP 125

Step-by-Step Guide on How to Benefit from the Pag-IBIG Loyalty Card Plus

  1. Application: Fill out the Pag-IBIG Loyalty Card Plus Application Form and submit it along with a photocopy of your valid ID.
  2. Payment: Pay the PHP 125 card fee at any Pag-IBIG branch.
  3. Biometrics: Have your photo and biometrics taken at the branch.
  4. Confirmation: Verify the details encoded by the bank operator and collect your document.
  5. Security: Change your PIN immediately after receiving your ID to ensure your account’s security.

How to Connect Your Card to a Bank

Linking your Pag-IBIG Loyalty Card Plus to a bank account further enhances its functionality. You can register your ID with UnionBank or AUB to enjoy features like 24/7 banking, cashless payments, and ATM withdrawals at thousands of locations worldwide.

Tips to Maximize Your Pag-IBIG Loyalty Card Plus

Your Pag-IBIG Loyalty Card Plus is more than just an ID! It’s a key to unlocking discounts and streamlining your finances. Here’s how to get the most out of it:

  • Unlock Discounts: Your ID grants access to deals on groceries, medicine, tuition, fuel, and even hotels! Explore partner establishments and take advantage of these savings.
  • Simplify Pag-IBIG Transactions: Use this as a cash card! Get short-term loans, MP2 savings dividends, and MPL proceeds deposited directly. It’s convenient and helps you track everything.
  • Go Virtual: Link your document to Virtual Pag-IBIG for 24/7 access. Apply for loans, check contributions, view application status, and update info anytime, anywhere.
  • Security Matters: Treat your ID like a credit card! Don’t share your number, expiry date, or CVV. Report lost or stolen cards immediately to prevent misuse.

By following these tips, you can turn your Pag-IBIG Loyalty Card Plus into a powerful tool for financial well-being. Remember, the key to maximizing its potential is in your hands!

Video: How to Get LOYALTY CARD PLUS 2024 and How to Link Loyalty Plus Card in HelloPag-IBIG

Learn how to acquire the LOYALTY CARD PLUS 2024 and link it to your Hello Pag-IBIG account for added benefits. Discover the simple steps to obtain the loyalty card and maximize its features within the Hello Pag-IBIG platform.



The Pag-IBIG Loyalty Card Plus is not just a tool for financial transactions; it’s a gateway to a myriad of savings and benefits that touch upon various aspects of life—from education and health to dining and leisure. By integrating such diverse perks into one document, Pag-IBIG not only facilitates financial management but also enhances the lifestyle of its members. So, if you’re looking to make the most out of your Pag-IBIG membership, consider getting your Loyalty Card Plus today and start enjoying these exclusive benefits!

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