OWWA Marine Educational Development Loan Program (MEDLOP)

The Marine Educational Development Loan Program (MEDLOP) offered by the Overseas Workers Welfare Administration (OWWA) in the Philippines provides interest-free loans to Filipino citizens aspiring to become marine officers and engineers.

This program is designed to cover tuition fees and other educational expenses for students enrolled in maritime courses at accredited institutions.

The primary beneficiaries are Filipino students who meet specific eligibility criteria, including citizenship, acceptance into a maritime course, and no existing OWWA study loans.

Applicants can expect financial support through a “Study Now, Pay Later” scheme, with the involvement of manning agencies that sponsor and select eligible students.

This program not only eases the financial burden of maritime education but also ensures guaranteed international onboard employment after graduation.

medlop scholar


The Marine Educational Development Loan Program (MEDLOP) is a financial assistance program offered by the Overseas Workers Welfare Administration in the Philippines.

It provides interest-free loans to Filipino citizens who aspire to become marine officers and engineers.

This program is designed to help students cover tuition fees and other educational expenses related to maritime courses.

Who is Eligible for OWWA MEDLOP?

To benefit from the OWWA MEDLOP, applicants must meet specific eligibility criteria.

These criteria may change over time, so it is essential to verify the latest requirements with the Administration.

Here is a general idea of who can apply:

  1. Filipino Citizenship: Applicants must be Filipino citizens.
  2. Acceptance into a Maritime Course: Applicants must be accepted into a maritime course at a Philippine Maritime Institute (PMI) accredited institution.
  3. No Existing Study Loans: Applicants should not have any existing study loans from the Administration.

Benefits of OWWA MEDLOP

The OWWA MEDLOP offers several significant benefits to aspiring marine engineers and officers.

  1. Interest-Free Loan: One of the primary benefits is the provision of an interest-free loan. This loan helps cover tuition fees and other educational expenses, making it easier for students to manage their finances.
  2. Career Advancement: By providing financial assistance, the program helps aspiring Filipino marine officers and engineers pursue their careers without the burden of high-interest loans.


The MEDLOP operates on a “Study Now, Pay Later” scheme, designed to support the education of prospective marine officers and engineers with a guaranteed path to international onboard employment.

Key Aspects of the Scheme

  1. Interest-Free Financial Assistance: MEDLOP offers interest-free financial assistance to cover the costs of tertiary education for aspiring marine officers and engineers.
  2. Manning Agency Involvement: The application process involves a manning agency, which acts as both the applicant and sponsor for the MEDLOP. This agency selects the student to whom it will extend the loan.
  3. Guaranteed Employment: The scheme ensures that upon completion of their education, graduates have guaranteed international onboard employment, facilitating a seamless transition from education to career.

Role of the Manning Agency

  1. Applicant and Sponsor: The manning agency applies for the loan on behalf of the student and sponsors their education.
  2. Student Selection: The agency is responsible for selecting the student who will receive the loan, ensuring they meet the eligibility criteria and are enrolled in an accredited maritime course.
  3. Loan Management: The agency manages the loan disbursement and repayment process, coordinating with OWWA and the educational institution.

How to Apply for OWWA MEDLOP

Applying for the OWWA MEDLOP involves a series of steps that applicants must follow.

It’s important to stay updated with the Administration for any changes in the application process.

Here is a general outline of how to apply:

Step 1: Gather Required Documents

Applicants need to gather several essential documents, including:

  • Proof of Filipino citizenship.
  • Acceptance letter to a maritime course at a PMI-accredited institution.
  • Income Tax Return (ITR) or other proof of income.

Step 2: Visit the Nearest OWWA Regional Office

Once all necessary documents are collected, applicants should visit the nearest OWWA regional office.

This step is important as the submission of documents and initial assessments are done here.

Step 3: Submit Your Application

At the OWWA regional office, applicants must submit their application forms along with the required documents.

Ensure that all forms are filled out correctly and that all documents are complete to avoid delays.

Step 4: Await Processing and Approval

After submission, the application will undergo processing.

Applicants will need to wait for the approval, which involves verifying the submitted documents and eligibility.

OWWA will notify applicants of the status of their application once the review is complete.

Tips for a Successful Application

Here are some tips to ensure a smooth application process:

  1. Prepare Early: Start gathering required documents and filling out application forms well before the deadlines.
  2. Double-Check Requirements: Verify all eligibility requirements and ensure you meet them before applying.
  3. Stay Informed: Regularly check the OWWA website or contact their offices for updates on the program and any changes in the application process.
  4. Be Thorough: Ensure that all information provided in the application is accurate and complete. Incomplete or incorrect applications may lead to delays or rejection.

Importance of OWWA MEDLOP

The OWWA MEDLOP plays a significant part in shaping the future of aspiring marine engineers in the Philippines.

It provides an opportunity for students who may not have the financial means to pursue their dreams of working in the maritime industry.

By offering an interest-free loan, OWWA helps reduce the financial burden on students and their families.

This not only supports individual career growth but also contributes to the development of the maritime sector in the Philippines.

owwa program leaflet
Credits: OWWA


The OWWA MEDLOP is a valuable program for Filipino students aspiring to become marine engineers and officers.

With its interest-free loans, it eases the financial strain of maritime education, making it more accessible.

By understanding the eligibility requirements, benefits, and application process, aspiring applicants can take full advantage of this opportunity.

For more detailed and updated information, always refer to the official OWWA website or visit their regional offices.

Pursuing a career in the maritime industry is a significant step, and with the help of OWWA MEDLOP, it becomes more attainable for many Filipinos.

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