Know Your Rights: What Every Gig Worker Should Understand

The gig economy is a fast-growing type of work where people earn income from short-term or freelance jobs instead of long-term contracts.

If you’ve ever booked a ride through an app, ordered food online, or hired someone to do a project through a freelancing site, chances are you’ve supported the gig economy.

This setup is perfect for those who want flexibility.
You work when you want.
You choose your clients.
You can work from home or anywhere with an internet connection.

But here’s the catch.

Most gig workers don’t have stable incomes, health benefits, or clear legal protection.
And that’s where the government steps in.
Through the Department of Labor and Employment (DOLE), the Department of Trade and Industry (DTI), and the Bureau of Internal Revenue (BIR), efforts are being made to help this sector grow while also protecting the people who make it run.

gig economy
Image generated for illustration purposes only

DOLE: Rights First, Flexibility Second

The Department of Labor and Employment sees the gig economy as both a gift and a challenge.

They understand that many Filipinos, especially young people, prefer gig work for its freedom.
But they also know that workers need protection.

Unlike traditional employees, most gig workers are classified as independent contractors.
That means they don’t get the same legal protections as regular workers.
No paid leaves.
No health insurance.
No job security.

DOLE says this needs to change.

They’re working on creating clearer policies that support gig workers without stopping business growth.
One idea they’re exploring is offering portable benefits.

Portable benefits are social protections that follow the worker—even if they change clients or platforms.
So whether you’re a part-time delivery rider today and a graphic designer tomorrow, you can keep your social benefits like SSS and Pag-IBIG.

DOLE is also pushing for a tripartite advisory council.
This would bring together gig workers, business owners, and the government to make fair and workable rules.
By hearing all sides, they hope to create laws that protect everyone.

DTI: Supporting Innovation and Self-Employment

While DOLE focuses on workers’ rights, the Department of Trade and Industry sees the gig economy as a way to boost innovation and entrepreneurship.

They support digital platforms that allow skilled individuals to find work easily.
Whether you’re teaching English, editing videos, or managing social media pages, there’s a gig for you.

DTI believes that the gig economy helps Filipinos become self-employed and earn a living on their own terms.
But they also agree that there needs to be balance.

That’s why DTI is open to policies that protect workers while still allowing businesses to grow.

They also help freelancers and gig workers through training programs, online business registration, and digital tools.
For example, they encourage people to register as sole proprietors so they can get official receipts and access government services.

In short, DTI’s approach is:
Let people work freely, but give them the tools to succeed and be protected.

BIR: The Tax Puzzle of Gig Work

Now let’s talk about taxes.
The Bureau of Internal Revenue knows that the gig economy is growing—but their system hasn’t fully caught up yet.

One big issue is confusion.

Are you a freelancer?
A mixed-income earner?
A small business owner?

Your tax category affects what forms you need, what tax you pay, and how often you file.
Sadly, many gig workers don’t know where to start.

Registering with the BIR can feel overwhelming.
There are long lines.
Too many forms.
Unclear steps.

Even though BIR is trying to make things easier through digital platforms, many workers still deal with manual processes.

Another challenge is that most gig workers don’t earn the same amount every month.
Some months are great.
Others are dry.

This makes it hard to meet fixed deadlines for tax payments or government contributions.
That’s why some workers end up skipping SSS, PhilHealth, or Pag-IBIG payments altogether.

To solve this, BIR is working on new policies to better track income through online platforms.
They’re also aiming to provide clearer guidelines for digital workers and freelancers.

What You Can Do: Steps to Protect Your Work and Income

If you’re a gig worker, taking a few smart steps now can protect you later.
Here’s how to get started:

How to Register with the BIR as a Freelancer or Sole Proprietor

Step 1: Go to the BIR Revenue District Office (RDO) that covers your home address.
Step 2: Fill out BIR Form 1901 for self-employed or mixed-income earners.
Step 3: Prepare your valid ID and any proof of your freelance work (or DTI certificate if registering a business name).
Step 4: Pay the ₱500 registration fee through an Authorized Agent Bank or BIR e-payment channels.
Step 5: Attend the taxpayer seminar (if required by your RDO).
Step 6: Claim your Certificate of Registration and apply for Authority to Print official receipts.
Step 7: Register your books of accounts (ledger or journal).

How to Become a Voluntary Member of SSS

Step 1: Go to the official SSS website and create a My.SSS account.
Step 2: Log in and change your membership type to “Voluntary.”
Step 3: Choose your monthly contribution using the SSS table.
Step 4: Generate a PRN and pay your monthly dues online or through partners.
Step 5: Keep contributing regularly to qualify for benefits like sickness, disability, or maternity.

How to Register with Pag-IBIG as a Self-Employed Worker

Step 1: Visit the Pag-IBIG website or nearest branch.
Step 2: Fill out the Membership Data Form and mark “Voluntary” or “Self-Employed.”
Step 3: Bring valid ID and proof of income (like an invoice or contract).
Step 4: Pay your monthly savings (at least ₱200) at partner payment centers.
Step 5: Keep contributing to build savings and apply for loans when needed.

Frequently Asked Questions

  1. Do I need to register with BIR if I only work part-time as a freelancer?
    Yes. Even part-time freelancers must register and file taxes if they earn above the taxable threshold.
  2. Can gig workers apply for SSS and Pag-IBIG benefits?
    Yes. You can apply voluntarily as a self-employed member and enjoy full benefits.
  3. What is a tripartite council and how will it help gig workers?
    It is a group made up of workers, businesses, and government agencies that creates fair labor policies through shared discussions.
  4. Is there a difference between being a gig worker and a small business owner?
    Yes. Gig workers offer services individually through platforms, while business owners run enterprises and may hire others.

Conclusion

Working in the gig economy gives you control.
But it also means you need to protect yourself.

Learn your rights.
Understand your responsibilities.
And stay involved in the conversation around freelance work.

Because when gig workers are heard, policies improve.
And when policies improve, everyone benefits.

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