DSWD Unconditional Cash Transfer (UCT) Aid to Filipinos

The Department of Social Welfare and Development (DSWD) in the Philippines administers a variety of programs designed to support and uplift the most vulnerable sectors of society. Among these is the Unconditional Cash Transfer (UCT), an initiative aimed at cushioning the impact of socioeconomic changes among Filipino citizens in the country. 

The Unconditional Cash Transfer (UCT) program is an important project launched by the Philippine government to help vulnerable populations affected by the Tax Reform for Acceleration and Inclusion (TRAIN) Law. It provides financial support to indigent senior citizens, families on the Listahanan database, and active members of the Pantawid Pamilyang Pilipino Program (4Ps). The UCT program grants cash assistance unconditionally, allowing recipients to prioritize their needs such as food, education, or healthcare. This helps improve their quality of life and strengthens the social safety net.

Credits: DSWD Western Visayas / Facebook

What is the UCT?

This is a subsidy provided by the Philippine government under the Tax Reform for Acceleration and Inclusion (TRAIN) law. It was established to mitigate the economic effects that the TRAIN law might have on the cost of commodities, particularly for the underprivileged. This program is not merely financial assistance; it’s a lifeline for those who find themselves struggling due to the evolving economic landscape.


This initiative offers financial assistance to help cover the daily subsistence needs of beneficiaries who are affected by the rising prices of basic commodities due to the TRAIN Law. It acknowledges that while the law aims to foster long-term economic growth, there is an immediate need to protect the poor from its short-term repercussions.

The financial grant provided varies:

  • In 2018, beneficiaries received PHP 200 per month, amounting to PHP 2,400 for the entire year.
  • In 2019 and 2020, the monthly assistance increased to PHP 300, totaling PHP 3,600 annually.
Credits: DSWD website

Who is Eligible?

The project specifically targets:

  • Beneficiaries of the Pantawid Pamilyang Pilipino Program (4Ps), with 4.4 million households covered.
  • Poor senior citizens, with assistance extended to 3 million individuals.
  • Households listed in the 2015 Listahanan, accounting for 2.6 million families.


  • To qualify for the scheme, potential beneficiaries must be listed in the government’s official Listahanan database, which identifies who the poor and vulnerable are in the country. 
  • Seniors must be receiving the Social Pension for Indigent Senior Citizens, and 
  • 4Ps beneficiaries must be active in the program.

How to Apply for the UCT Program

The process of applying for this initiative is straightforward but requires attention to detail to ensure that all necessary steps are followed accurately.

Step 1: Verify Eligibility

Ensure that you or your family is listed in the 2015 Listahanan database or are active beneficiaries of the 4Ps or the Social Pension for Indigent Senior Citizens.

Step 2: Prepare the Requirements

Gather all necessary documents, including valid IDs, proof of residency, and any paperwork that proves you are a part of the 4Ps or the Social Pension for Indigent Senior Citizens.

Step 3: Visit the Local DSWD Office

Head to your nearest DSWD office to inquire about the application process. Be ready to fill out application forms and submit your documents for verification.

Step 4: Attend the Cash Card Distribution

Once your application is approved, DSWD will inform you of the schedule for cash card distribution. Attend the distribution and secure your cash card.

Step 5: Receive the Cash Assistance

Cash assistance is typically distributed through Land Bank of the Philippines or other authorized conduits. Ensure to follow the instructions given during the cash card distribution for withdrawal.

Step 6: Utilize the Cash Grant Responsibly

Use the cash grant to alleviate your daily expenses, particularly for food, education, and health.

Step 7: Compliance and Monitoring

Beneficiaries might be subject to monitoring to ensure the grants are used appropriately. Stay informed and compliant with any updates or requirements.

Continual Support and Information

The DSWD encourages beneficiaries and potential applicants to stay updated with any changes or enhancements to the scheme. They can do this by visiting the DSWD’s official website, following their social media accounts, or making inquiries at their local DSWD office.

Success Stories / Latest Updates

Unconditional Cash Transfer Benefits Received by ECT Beneficiaries in Tagudin, Ilocos Sur

Beneficiaries of the Unconditional Cash Transfer in Tagudin, Ilocos Sur have recently received their much-needed financial assistance. The initiative, implemented by the government, aims to provide financial support to low-income households to help alleviate poverty and improve their living conditions.

The beneficiaries, who have been identified as eligible, received cash transfers directly to their bank accounts or through designated payout centers. The amount received varies depending on the household’s classification and the number of qualified members.

UCT CASHCARD Distribution Update: Smiles and Success in Bacuag and Gigaquit

In the latest update on the Unconditional Cash Transfer (UCT), the Social Pension beneficiaries in the Municipality of Bacuag and Gigaquit are all smiles as they patiently wait for their turn to receive their cashcards. The UCT team, in collaboration with LBP Claver Branch and the respective Local Social Welfare and Development Offices (LSWDOs), has successfully catered to and distributed cashcards to 1,617 beneficiaries in Gigaquit on January 25, 2023, and 1,224 beneficiaries in Bacuag on January 24, 2023.

The Department of Social Welfare and Development (DSWD) is committed to continuing the coordination and distribution activities to the remaining municipalities within Caraga that have yet to receive the cashcards. The goal is to ensure the full distribution of cashcards before the end of this quarter.


Video: DBM to release P7.68-B fund for DSWD’s cash transfer program

The Department of Budget and Management (DBM) has given its approval for the release of Special Allotment Release Orders (SARO). These funds will be allocated to support the cash transfer of the Department of Social Welfare and Development (DSWD). The SARO will provide much-needed financial assistance to vulnerable individuals and families, helping them meet their basic needs and improve their quality of life. The DBM’s decision reflects the government’s commitment to prioritize social welfare and ensure that no one is left behind in these challenging times.



The DSWD Unconditional Cash Transfer (UCT) is a testament to the Philippine government’s commitment to providing timely and targeted financial support to those affected by the TRAIN Law. By understanding the benefits, eligibility requirements, and application process outlined in this guide, eligible Filipinos can access the necessary assistance to navigate the economic shifts in the nation.

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